- Plans for Ayurveda coverage
- Benefits of choosing ayurveda
- Inclusions
Health Insurance And Ayurvedic Treatments
Recently, the Ministry of AYUSH has launched a revolutionary programme to promote accessible and affordable healthcare in the country. If you are following PolicyX.com you might be well aware of this term. IRDAI has enlisted AYUSH treatments as an important part of health insurance plans, which were once the only prominent practices globally. AYUSH coverage is the common term for Ayurveda, Yunani, Siddha, and Homeopathy. In this article, let us talk particularly about Ayurveda treatment in AYUSH coverage.
What is Ayurveda?
Ayurveda is respected widely as one of the oldest contributors to the traditional system of medicine. Ayurvedic practices are known for their long-term effects with minimal side effects. In this modern era, this kind of treatment is considered the alternative medicine system. It believes in connecting natural sources with our body to cure the health problem. The Government of India is extensively working on the enhancement of these alternative treatments along with the modern treatment. Several health insurance plans in the public sector and private sector offer coverage for Ayurveda treatment in India.
Here we have listed some top health insurance plans that offer coverage for Ayurveda treatment under AYUSH coverage.
Best Health Insurance Plans for Ayurveda Treatment
| Plan Name | Entry Age | Sum Insured | Premium (Approx.) |
|---|---|---|---|
| Niva Bupa ReAssure 2.0 | 18 years | Upto Rs 1 Crore | Starting at Rs 772 per month |
| Reliance Health Infinity | 91 days | Upto Rs 5 Crores | Starting at Rs 832 per month |
| ManipalCigna ProHealth Prime | 91 days | Upto Rs 1 Crore | Starting at Rs 909 per month |
| Care Supreme | 18 years | Upto Rs 1 Crore | Starting at Rs 929 per month |
| Aditya Birla Activ Fit | 91 days | Upto Rs 1 Crore | Starting at Rs 783 per month |
The above-given premium is calculated based on age, and city. If you are someone who is around 25 years old and healthy living in a metropolitan city, then your approx. premium is above-mentioned.
What are the Benefits of Choosing Health Insurance Plans with Ayurveda?
Ayurveda treatment has several potential benefits for our health in the long term. Choosing health insurance with AYUSH coverage will later safeguard you in many cases.
- You will get a treatment that has a holistic approach.
- You will get a comprehensive wellness solution beyond conventional medicine and regular medical practice.
- Ayurveda is easily available in remote areas, so having the coverage will give you the confidence to get treated with Ayurveda.
- You can opt for natural and gentle treatment.
- It provides cost-effectiveness, and ayurvedic treatments are generally less expensive.
What all Included in Ayurveda Coverage?
- Cost of medicine
- In-patient cost
- Room rent charges
- Pre-hospitalisation
- Post-hospitalisation
Bottom Line
With all the treatment options available in the market, many people opt for Ayurveda. It has the power to treat chronic diseases in the long term. Moreover, the company offering AYUSH cover ensures that you will get effective treatment without paying any additional cost. From now on, whenever you are going to compare health insurance plans, check whether that plan gives AYUSH coverage or not.
Want to know more about health insurance that covers Ayurvedic treatment? Contact our IRDAI-certified experts at PolicyX.com today!
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Health Insurance And Ayurvedic Treatments: FAQs
1. Can we claim medical insurance for Ayurveda treatment?
Yes, you can claim the coverage for Ayurveda treatment, if your plan gives you AYUSH coverage.
2. What are some common exclusions in Ayurvedic coverage?
Pre-existing conditions, treatment for rejuvenation or beauty proposes and OPD expenses are not covered under AYUSH.
3. How can I find out if my current health insurance plan covers Ayurveda treatment?
You need to review your policy document for clarification or you can also call your insurer directly to inquire about the policy details.
4. Who is eligible for AYUSH health insurance?
The eligibility age for AYUSH coverage is 91 days. Mostly, AYUSH covers comes with your general basic health insurance plan.
5. What to look for while buying AYUSH coverage?
You need to check the scope of the coverage, whether you need this kind of treatment in future or not, the number of network hospitals, and the claim settlement ratio (CSR) of the company.
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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